Elizabeth P. Gavino, LUTCF, CINHC, NTP


Elizabeth Gavino is the Principal and owner of Lewin & Gavino which she founded in 1995.

While Lewin & Gavino has been predominately employee benefits driven, she wanted to provide her business owners personal financial consulting so she set out to learn about the personal market.  In 1998, she moved to Boston, MA to work for John Hancock as a life insurance internal wholesaler for their career agents and Direct Brokerage. In 2001, she accepted Regional Account Manager position with Lincoln Financial Distributors with a territory of NYC, Long Island, and the State of NJ.  While working for these two insurance companies, she successfully maintained Lewin & Gavino. Through her 24+years in business, she has accumulated a knowledge base which she continues to grow, that allows her to help her clients and brokers navigate the mazes of insurance.

In addition to working with businesses and individuals, Elizabeth is a Managing General Agent who trains brokers on how to assist their clients with navigating the complexities of Medicare and other planning tools.

Over the years she has been involved in her local National Association of Insurance & Financial Advisors (NAIFA) chapter, NYC Chapter of Women Life Underwriters, and Financial Planning Association (FPA) of NY where she served as the Sponsorship Chair for the 8th Annual Financial Fitness Workshop co-sponsored with Kiplinger’s Magazine. She served on the FPA-NY Pro Bono Committee helping domestic abuse victim survivors take back their financial power. She’s also presented seminars for the financial planners of FPA-NY on various Medicare topics.

She served as the Vice President of Marketing on the board of the Hudson Chapter of New Jersey Association of Women Business Owners. In 2005, she was awarded a Teal Heart Award. After the Hudson Chapter she was invited to serve on the State Board of NJAWBO.

In 2010, she taught insurance and risk management classes to high school students in NYC through W!SE, a non-profit educational organization promoting financial education and literacy financial education and literacy. She also taught an insurance course for W!SE Financial Literacy Class at the Family Justice Center, a program offering financial education and literacy to survivors of domestic abuse.

Elizabeth believes that the more successful one becomes, the more they should give back to the community. In the past, she was a volunteer for Cancer Care in NYC.  As a member of the Hoboken Chapter of Rotary International, she was awarded the Club Service Award for the 2006-2007 year and in 2007 served on the Board as Community Chair. In April of 2010, she was selected by her Rotary District to serve as Team Leader on a four week Group Study Exchange to Northern Argentina.  She led four young professionals on this vocational trip to observe not only the local customs but to shadow their respective vocational counterparts on how their industries are practiced there. She has also volunteered for the Hoboken Arts and Music Festival.

In 1997, she was awarded a Club Award for successfully running the New York City Alumni Club of her Alma mater, Dickinson College. For three years she sat on the Board of the Association of Graduates of New York Military Academy, her alma mater, where she served as Treasurer.

In 2013, she graduated from the Institute for Integrative Nutrition as a Certified Health Coach. Most recently, she graduated from the Nutritional Therapy Association where she earned her certificate as a Nutritional Therapy Practitioner.

She’s presented corporate nutrition seminars to various groups including UBS. Her company, Tasting Wellness, is the sister company to Lewin & Gavino providing corporate seminars and individual coaching helping people live their best and balanced lives.

She is the author of Balanced Life, Happy Life (Balboa Press, 2015) and at the invitation of Arianna Huffington, was a contributor to The Huffington Post Healthy Living Section.   Currently, she is writing her second book which is slated for publication in the Spring of 2019.

She’s is a regular contributing expert for CNBC, CNN, PopSugar, and other publications. Currently, she resides in Hoboken, NJ.


The American College Health Care Reform Studies Certificate 2013